Free Book Reveals ➔  How to Get to the 0% Tax Bracket* and Transform Your Retirement
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"Tax-Free Retirement"

The Ultimate Playbook to Keeping YOUR Hard-Earned Dollars
 Learn How to Legally Disinherit Uncle Sam from YOUR Retirement Income Plan & Orchestrate a Lasting Legacy that Lives on for Generations to Come
"This book is awesome. Everyone interested in leaving a legacy, prepare for retirement and be self sufficient when ill MUST READ it!"

-Wayne S. (verified purchase)

"Great Book, A MUST READ!"

See What Others Are Saying About This Financial Life Changing Book
"Great Book, A MUST READ!"
"I wanted to know more about saving for retirement. I do not believe social security will be around when its time for me to retire. Plus the fact the way Wall Street loves to gamble with our money, I decided to be more proactive in my approach and to venture out to see more positives methods to save more of my hard earned money."
-Nikki (verified purchase)
"...can save you hundreds of thousands of dollars in retirement..."
"This book fundamentally changed the way I view personal finance. Excellent information, incredibly valuable. Book is also exceptionally well structured, very logical flow."
-SK (verified purchase)
"Tax-Free Retirement it is!"
"Compelling case. The "Smart Money Investment Order" is perfect guide on how to invest and allocate you savings. This is in my Best Books category."
-Joe Riz (verified purchase)

The Blueprint to LEGALLY Keeping More of YOUR Hard Earned Money

The United States Government is currently over $30 TRILLION in debt... where do you think the government will go to pay back that money? 

Learn How to Legally Disinherit Uncle Sam from Your Retirement Plan, and Keep More of YOUR Hard Earned Money

From the Desk of Rick White

From the Desk of 
Rick White

Tax Planning Strategist

"Have you ever sat back and really thought about just how much one trillion really is? 

Let's play a quick game...

What year do you think it was just one trillion seconds ago? 

One thousand seconds is about 17 minutes...

One million seconds is about 12 days...

One billion seconds is about 31.7 years...

And one trillion seconds is about 31,709.8 years!

That's right, one trillion seconds ago, Woolly Mammoths were roaming the earth, not even close to being extinct. 

And the United States Government is currently over $30 TRILLION in debt...

Have you ever sat back and wondered just where the money would come from to pay back this massive debt? 

That's right. Taxes. 

Now while there may be multiple sources that the government can pull money from, income taxes have always been on the radar. 

And retirement accounts such as IRA's and 401(k)'s fall right in that category. 

Did you know that income tax rates in the United States have topped over 90% before?

And we are currently at some of the lowest tax rates in history.

But this doesn't have to keep you up at night!

By learning about, and implementing, the concepts taught in Tax-Free Retirement, you can get to the 0% tax bracket*, and ensure that you won't have to worry about where taxes are in your retirement years."

-Rick White

But Don't Just Take My Word For It!

See What Others Are Saying About Tax-Free Retirement
"A MUST read for everyone!"
"Beautifully written in plain simple language that anyone can understand. A MUST read for everyone. Read this now before it's too late... I'll be sharing this with all of my current and future clients."
-Katelyn (verified purchase)
"Wow! ...my mind is blown!"
"This is absolutely game changer for me and my future clients. Thanks for taking the time to put all this information into one spot... and easy to digest. God bless you!!!"
-Mark W. (verified purchase)
"Best book I've ever read!"
"This book is awesome. Everyone interested in leaving a legacy, prepare for retirement and be self sufficient when ill MUST READ it!"
-Wayne S. (verified purchase)

Who these strategies are for...

  • Business Owners
  • ​Executives
  • ​W-2 Employees
  • ​Contractors
  • ​Pre-Retirees
  • ​People IN Retirement
  • ​Those with a 401(k) or IRA
  • ​Those who have NOT Started Retirement Planning Yet
  • ​Those who have Already Built Up Retirement Assets
  • ​And More...

If you want to know how to make and keep as much of YOUR money as possible in retirement...

This Book Is For You!

In this book you will learn...
  • How to position your retirement dollars so you can access them tax-free during your Golden Years
  • ​How to Plan for Retirement, without Sacrificing Today's Needs
  • ​What Impact Taxes will ACTUALLY Have on Your IRA/401(k)
  • ​The History of Taxation in the United States, and the Probability of What can Happen in the Future
  • ​How to Minimize or Even Eliminate Stock Market Risk, while Still earning up to Double Digit Returns on Your Retirement Dollars
  • ​And So Much More!

Take a look at what you will learn throughout the book...

Here's A Sneak Peek of What's Inside:

Part 1: The Foundation

When it comes to your finances and making sure that you are set up for long-term success, it's critical to understand this fundamental principle: Ignorance is NOT Bliss. 

And that's exactly what you will come to understand in part 1 of this book. 

Part 1 will rip the bandaid off, and help you understand exactly what you are up against with not only your retirement plan, but your financial wellbeing in general. 

What exactly does our national debt look like? 

What does that mean for you? 

Why is everyone in such a financial mess? 

Part 1 will be an eye opening experience, that you will be thankful to have had for years to come. 

Part 2: Avoiding the 9 Financial Landmines™

But don't worry! This book is not a "doom and gloom" message! 

It is a blueprint that will help ensure that you are able to achieve your financial goals.

And that is exactly what you will be discovering in part 2 of this book. 

You will not only learn what the 9 Financial Landmines™ are, but how to avoid them! 

Landmines such as Acting Like the Future Will Never Arrive, Getting on the Wrong Side of Mr. Interest, Procrastination, The Inertia Factor, and more...

Part 3: The Hidden Retirement Traps

Now that you have gained a solid understanding of what you are facing in terms of landmines, the bigger picture as a whole, and more, it's time to dive into your retirement...

And what hidden traps lurk in the background, unfortunately catching too many retirees unaware.

For example, while many individuals are focused solely on amassing as much money as they can in their nest egg (not a bad thing by any means!) they forget that how, when, and where they access their retirement income from can make the difference between living out the golden years of your dreams, and being forced to rely on others or rejoin the work force. 

Part 3 is not to be missed. 

Part 4: The Retirement Solution

This, my friend, is the golden nugget of the entire book. 

All roads lead to Rome, and all previous parts of this book have let up to Part 4. 

In part 4, you will learn the solutions you are so desperately searching for, that you may not have even known existed in the first place!

You will discover how to avoid the retirement traps and pitfalls that can derail your financial dreams.

Part 5: Individual Applications

Now that you have gained a solid understanding of both the problems and solutions, you will further enhance your knowledge by answering one of the questions that I get quite often...

"Will this work for me?" 

Part 5 will give you a step-by-step walkthrough of how these concepts can be applied to a variety of situations such as a for business owners, physicians, those contributing to qualified accounts such as 401(k)'s IRA's and more!

Part 6: The Next Step

Now that you have gone through and learned about all of these wonderful concepts and strategies, it's time to do the one thing that far too many people forget to do...

Take Action! 

Part 6 will cover more about the actionable steps you can take to turbo charge your tax-free retirement plan, "rescue" your IRA if that is a tool that you have been utilizing, leave a legacy to your loved ones or favorite charity, and more! 

"So What's The Catch?"

You may be wondering what the catch is, and I’m here to tell you that there is none. 

So why would we do this?  

Because we know that a certain number of people will get the book, and continue their planning as they have always done. 

HOWEVER, we also know that there are people that will read the book, recognize the power in what we are offering, and want to know more.

Here's EXACTLY what you'll learn in this book...
  • The truth about taxes, and why it’s imperative that you keep Uncle Sam out of your retirement plan with the US government currently over $30 TRILLION in debt
  • Why the government is so fond of IRA’s and 401(k)’s and why that should NOT be your only planning vehicle
  • The three “buckets” that make up retirement planning, and why you should allocate correctly to your Taxable, Tax-Deferred and Tax-Free Buckets
  • How to get to the 0% tax bracket*, without sacrificing your needs today, tomorrow, and for generations to come
  • How to NOT get screwed over when it comes to taxes on your social security (yes, up to 85% of your social security income is potentially taxable)
  • And so much more
*The 0% Tax Bracket is not an IRS defined tax bracket, but is an unofficial coined phrase to illustrate planning concepts designed to reduce taxes. For specific tax or estate planning advice, please consult a qualified tax advisor or estate planning attorney.


Rick White is not affiliated with Patrick Kelly or any affiliations of Patrick Kelly, and the views expressed herein are expressly those of Rick White
Copyright 2022 | All rights reserved.